![]() Damage caused by moisture, mildew, or mold that could have been avoided by the property owner.Other personal property owned by you and used in your businessĬommercial Flood Insurance does Not Cover:.Up to 10 percent of contents coverage to improvements made to a building the insured occupies as a tenant.Non-licensed self-propelled vehicles if stored inside the insured building and used to service the described location (for example forklifts or tractors) or designed to assist a person with a disability.Certain valuable items such as original artwork (Limited to $2,500 in total). ![]() Food freezers (other than walk-ins which are covered under Building Property).Carpets or rugs not included in building coverage.Portable microwave ovens and portable dishwashers.Electronic equipment and computers (not data or software).Raw materials and in-process or finished goods.Merchandise held in storage or for sale. ![]() Personal Property (Contents) coverage includes:
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